Pool savings,
not risk.
An on-chain rotating savings + credit (consórcio / ROSCA) protocol. 12 wallets pool monthly USDC; commit-reveal sealed bids select who receives each month. No administrator, no custodian — just four composable Solana programs running 24/7.
Why Poolver
Rotation, not interest
ROSCAs have funded families for 500+ years. Each of 12 members pays a fixed monthly amount; one round you receive the whole pool. Over 12 months everyone gets exactly what they put in — earlier liquidity for whoever bids most aggressively.
Trustless by construction
Traditional consórcios charge 10–20% intermediary fees and gate by country. Poolver replaces the operator with four open-source Anchor programs. Protocol fee: 1.5%. No country lock-in.
Reputation + reserves
Reputation-graduated collateral, tier-segregated reserve funds, commit-reveal sealed bids, and a default cascade with 30-day cure. Four layers of enforcement instead of one.
Three moves
Protocol at a glance
Poolvers now forming
Ready to join a Poolver?
Browse live devnet pools, or configure your own in under 5 minutes.